Life and Protection Insurance | Income Protection Advice
Life Insurance and Income Protection insurance policies are designed to offer financial support when the unexpected happens. Protection policies such as mortgage protection life insurance, critical illness cover, and income protection can protect you, and your family, from the financial consequences of death, a serious accident or illness, or unemployment.
Choosing the correct policy for you is vital for ensuring your loved ones are cared for. However, there are various types of life insurance income protection policies, and it can be difficult to know which is best for you.
At Cross Point Financial, we have been offering informed, impartial life insurance and income protection advice for decades. We can help you identify the best solution for you and assist in finding the right provider, right through to application.
For more information about the various life and income protection insurance solutions, click below, or get in touch, either via our contact form or by calling Andy on 07976 513630.
The value of Protection
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
If you suffered a serious illness or injury, you may lose your income . This could lead to you losing your home.
Similarly, if you died, your loved ones may be unable to maintain their current lifestyle without your income.
But with the right level of Life and Protection Insurance, you may be able to:
- Pay off your mortgage
- Maintain your or your family’s lifestyle
- Pay for replacement childcare
- Cover school or university fees
- Pay for specialist nursing support
You may already have Life and Protection Insurance in place, but it’s still worthwhile reviewing your current cover levels. Personal circumstances can change regularly so it’s important to ensure your level of cover is appropriate.